Financing with Our Dealership

John Morlan Chrysler Dodge Jeep Ram takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New John Morlan Chrysler Dodge Jeep Ram Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

John Morlan Chrysler Dodge Jeep Ram can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Welcome to Our Financing Department

Long-Term Purchase or Short-Term Lease, All Your Finance Options Can be Found at John Morlan Chrysler Dodge Jeep Ram

Test driving and researching new vehicles are the fun parts of shopping for any new car, truck or SUV. Budgeting, running the numbers, and figuring out repayment plans are the not-quite-fun part for many Sikeston MO, Marion KY, Perryville MO and Poplar Bluff MO drivers. At the John Morlan Chrysler Dodge Jeep Ram finance team, we can't promise to make setting up a payment plan for your new car fun, but we can promise to make it easier. We work with many banks in the Cape Girardeau area and walk you through every step of the process, to make it easier to understand and more efficient for you.

Lease or Buy? We Help You Understand Both and Choose the One for You

Crunching numbers, manipulating budgets, and choosing finance options can be tricky. But, with the John Morlan Chrysler Dodge Jeep Ram finance team on your side, the way becomes clearer. We walk you through every step of the way and answer any questions you have. Unsure whether you're the long-term commitment kind of driver who needs a loan, or the driver who prefers to trade in your car for a new one every couple of years with a lease? We'll help you understand the nuances and benefits of both, to help you choose your best path.

Let the John Morlan Chrysler Dodge Jeep Ram Finance Team Work for You

Crunching numbers and reworking budgets can be the less-than-fun part of buying a new vehicle. But, the expert guidance of our finance center can help put the joy, and the ease, back into the process. Get started on your journey towards a new vehicle soon by filling out our convenient, online finance application. We'll work with you every step of the way and answer any questions you have.

  1. John Morlan Chrysler Dodge Jeep Ram

    374 Siemers Dr
    Cape Girardeau, MO 63701-8476

    • Sales: (573) 803-8363
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Get in Touch

  • Contact our Sales Department at: (573) 803-8363
  • Monday08:00AM - 06:00PM
  • Tuesday08:00AM - 06:00PM
  • Wednesday08:00AM - 06:00PM
  • Thursday08:00AM - 06:00PM
  • Friday08:00AM - 06:00PM
  • Saturday09:00AM - 05:00PM
  • SundayClosed